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How Much Can You Qualify For With A VA Loan?
How Much Can You Qualify For With A VA Loan?
How Much Can You Qualify For With A VA Loan?
Self Employed Home Shoppers Need To Do This Before Applying For A Mortgage
Self Employed Home Shoppers Need To Do This Before Applying For A Mortgage
Self Employed Home Shoppers Need To Do This Before Applying For A Mortgage
76% Of Veterans Aren’t Taking Advantage Of This Huge Benefit
76% Of Veterans Aren’t Taking Advantage Of This Huge Benefit
76% Of Veterans Aren’t Taking Advantage Of This Huge Benefit
The Quickest Way To Get Qualified For A Mortgage When You're Self-Employed
The Quickest Way To Get Qualified For A Mortgage When You're Self-Employed
The Quickest Way To Get Qualified For A Mortgage When You're Self-Employed
This Federal Law Is Helping Heirs Save Their Property By Doing This
This Federal Law Is Helping Heirs Save Their Property By Doing This
This Federal Law Is Helping Heirs Save Their Property By Doing This
How To Prepare to Become a Homeowner If You're A Renter
How To Prepare to Become a Homeowner If You're A Renter
How To Prepare to Become a Homeowner If You're A Renter
Your Landlord Doesn't Want You To Know This Simple Homeownership Secret
Your Landlord Doesn't Want You To Know This Simple Homeownership Secret
Your Landlord Doesn't Want You To Know This Simple Homeownership Secret
The Biggest Myths About Refinancing
How To Know When It's Time To Refinance Your Home
How To Know When It's Time To Refinance Your Home
How To Know When It's Time To Refinance Your Home
3 Types Of Real Estate Investments That Create Cash Flow
3 Types Of Real Estate Investments That Create Cash Flow
3 Types Of Real Estate Investments That Create Cash Flow
3 Products To Help You Find More Buyers
3 Things To Avoid After You Apply For A Loan
3 Things To Avoid After You Apply For A Loan
3 Things To Avoid After You Apply For A Loan
Top 3 Mortgage Options Every Real Estate Agent Should Know For Their First Time Homebuyers
Top 3 Mortgage Options Every Real Estate Agent Should Know For Their First Time Homebuyers
Top 3 Mortgage Options Every Real Estate Agent Should Know For Their First Time Homebuyers
Do This And You Could Pay Off Your Mortgage Faster
Do This And You Could Pay Off Your Mortgage Faster
Do This And You Could Pay Off Your Mortgage Faster
The Top 3 Loan Programs Every First Time Homebuyer Needs to Know About
The Top 3 Loan Programs Every First Time Homebuyer Needs to Know About
The Top 3 Loan Programs Every First Time Homebuyer Needs to Know About
3 Questions First Time Homebuyers Wish They'd Asked Before Buying
3 Questions First Time Homebuyers Wish They'd Asked Before Buying
3 Questions First Time Homebuyers Wish They'd Asked Before Buying
Every Financial Planner Should Be Prepared To Answer These Home Buying Questions
Every Financial Planner Should Be Prepared To Answer These Home Buying Questions
Every Financial Planner Should Be Prepared To Answer These Home Buying Questions
3 Ways Home Refinancing Can Help Extend Your Clients Retirement
3 Ways Home Refinancing Can Help Extend Your Clients Retirement
3 Ways Home Refinancing Can Help Extend Your Clients Retirement
How You Can Avoid Leaving Mortgage Debt Behind After You Die
How You Can Avoid Leaving Mortgage Debt Behind After You Die
How You Can Avoid Leaving Mortgage Debt Behind After You Die
How To Leverage Your Home Equity To Buy More Real Estate
How To Leverage Your Home Equity To Buy More Real Estate
How To Leverage Your Home Equity To Buy More Real Estate
How To Make Sure Your Client's Stay In Their Home After A Divorce
How To Make Sure Your Client's Stay In Their Home After A Divorce
How To Make Sure Your Client's Stay In Their Home After A Divorce
The Secret To Attracting More Clients With These Property Deduction Hacks
The Secret To Attracting More Clients With These Property Deduction Hacks
The Secret To Attracting More Clients With These Property Deduction Hacks
The 3 Things Every Divorce Attorney Should Know About Their Client's Mortgage
The 3 Things Every Divorce Attorney Should Know About Their Client's Mortgage
The 3 Things Every Divorce Attorney Should Know About Their Client's Mortgage
Save Your Clients Money On Their Year End Taxes With These 3 Real Estate Investments
Save Your Clients Money On Their Year End Taxes With These 3 Real Estate Investments
Save Your Clients Money On Their Year End Taxes With These 3 Real Estate Investments
I help realtors sell and list more homes.
With my expertise, we'll win more bids and close more deals, turning possibilities into properties together!
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I help Realtors™ sell and list more homes.
With my expertise, we'll win more bids and close more deals, turning possibilities into properties together!
OUR REVIEWS
We Have Helped Thousands Of Home Buyers!
Genuine people helping people home—that's who we are at Evergreen Home Loans®. Our passion for impacting lives through home ownership, combined with a commitment to providing high-touch service that's complimented by innovative digital technology, is evidenced by the feedback we receive from our customers.
35+ Years of Realtor Partnership, Shaping Local Real Estate Communities
Visit us at 500+ branches
We’re proud of more than 35+ years of serving our customers and excited about the future as we continue to evolve to meet their needs.
35+ Years
5000+
Book a consultation today!
Learn more about our customized loan programs
for your buyers.
HOW IT WORKS
Learn more about Our Realtor Partners
Every Realtor Needs to Watch This Series
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How to Win More Bids In Competitive Markets
How To Win More Bids with Non-Contingent Offers
How We Protect Buyers From Market Shifts
How to Sell More Homes During Market Shifts
How to get started Evergreen webinar lorem ipsum
Unlock the Full Potential of Your Mortgage Advisor sales force with WOWMI's Comprehensive Suite of AI-Powered Marketing Tools and Strategies
Save Your Spot Now!
*PLus, Get free Best selling course for your next loan
Save Your Spot Now!
*PLus, Get free Best selling course for your next loan
Why you should attend
Help to increase brand awareness and generate leads from audience
Help to increase brand awareness and generate leads from audience
Help to increase brand awareness and generate leads from audience
Help to increase brand awareness and generate leads from audience
APPLICATION PROCESS
A Reliable Loan Process You and Your Clients Can Believe In.
With our tried and tested loan process, your clients can get pre-approved for their mortgage in just 5 easy steps:
Complete Application
After a consultation, each borrower will fill out an application and the first step is to take a look at their credit history. This will be the start of our home buying journey together.
Documentation Verification
Once the application has been submitted, our team will be sending a list of items needed to finish pre-approval. Some of the basic items that will be needed:
Drivers license/Identification
2 years of W2 forms
2 months of bank statements
2 years of tax returns
1 months of paystubs
Loan Analysis
Once we receive all their documents, we review and see which loan programs would best fit. This process can take 24-48 hours to complete.
Option Review
Once we are done with our analysis, we can typically come up with 2-4 options to move forward with the home purchase. We review the options with the borrower so they understand all the important facets of buying your home i.e monthly payment, cash to close, and what the mortgage means to them so they feel more confident with your their purchase
House Search Begins!
With their pre-approval in hand, they are now one step closer to finding their dream home.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.
Subscribe for more information about Our Realtor Partners!
Find out what people are saying about us!
We’ve helped thousands of home buyers just like you. Find out what people are saying about the expert service they’ve found at Evergreen Home Loans!
SCHEDULE CONSULTATION
Ready to Sell And List More Homes?
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SCHEDULE CONSULTATION
Find Out How We Can Help You Grow.
Your next mortgage partner is a click away! Elevate your business with our expertise and products. Schedule a consultation now to discover how we help you grow!
QUESTIONS & ANSWERS
We’re Here To Find You The Answers You Need
Ready to apply for your home financing loan?
Ready to Partner with Leslie Girard and The Girard Team?
Your path to ownership is just one click away! Schedule a complimentary consultation now so we can take a look at your specific needs and find the perfect home loan for you!
*This is not a commitment to lend. The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. Otherwise, the loan must be repaid when the last borrower passes away or sells the home. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. <COMPANY NAME> is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. To find a Reverse Mortgage counselor near you, search the HECM Counselor Roster at https://entp.hud.gov/idapp/html/hecm_ agency_look.cfm or call (800) 569-4287
Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees may be assessed and will be added to the loan balance. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan or use other assets to repay the loan in order to retain the property. You should know that a reverse mortgage is a negative amortization loan which means that your mortgage balance will increase while your home equity decreases if you do not make principle and interest payments on your loan. This may make it more difficult to refinance the loan or to obtain cash upon the sale of the home. However, you will never owe more than the home is worth when the loan is repaid.
