Genuine people helping people home—that's who we are at Evergreen Home Loans®. Our passion for impacting lives through home ownership, combined with a commitment to providing high-touch service that's complimented by innovative digital technology, is evidenced by the feedback we receive from our customers.
Home sellers love cash offers, but most can't afford to buy a house outright. Evergreen Home Loans® CashUp® program comes to the rescue, allowing you to make a cash offer on your dream home.
CashUp® helps you make a cash offer, improving chances to secure your dream home.
Sellers love cash offers; with CashUp®, bid lower and still win the home you want.
CashUp® allows no financing or appraisal contingencies, making offers straightforward and less complex.
With CashUp®, close on your dream home in just 10 days, speeding up the process.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Guaranteed Rate for current rates. Restrictions apply.
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Help to increase brand awareness and generate leads from audience
Help to increase brand awareness and generate leads from audience
Help to increase brand awareness and generate leads from audience
Help to increase brand awareness and generate leads from audience
This result is just an estimate. For a more detailed report Schedule a complimentary consultation today.
This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Guaranteed Rate cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate. Guaranteed Rate, its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.
Looking to buy a home? With Evergreen Home Loans® CashUp®, make a cash offer. To qualify for CashUp®, you'll need a few things. Get started today.
A credit score of 700 or higher.
A debt-to-income ratio of 45% or lower.
Provide a down payment.
If you’re using CashUp® to buy a primary residence you’ll need a down payment of 10%. For a second home you’ll need a down payment of 15%, and for an investment property, you’ll need 20 to 30% down.
CashUp® may not be used for condos, manufactured homes, or fix-n-flips.
If you’ve got all that, you've got everything you need to put in a cash offer on the home of your dreams!
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.
With Evergreen Home Loans® revolutionary new program, CashUp®, home buyers can finally stand out from the crowd with the power of cash offers! Make them an offer they can’t refuse with CashUp®!
CashUp is a groundbreaking mortgage program offered by Evergreen Home Loans that empowers home buyers to submit cash offers for their desired homes. The process involves getting pre-approved for a mortgage with Evergreen. Once pre-approved, Evergreen Home Loans purchases the home with cash on your behalf. After the transaction is complete, the home is sold to you using the pre-approved mortgage. This innovative approach helps you secure your dream home by making your offer more appealing to sellers.
Schedule Now!The CashUp program provides several key advantages. First, it enables you to present a cash offer, making your proposal more attractive to home sellers, especially in competitive markets with multiple offers. Additionally, the allure of cash may allow you to submit a lower offer and still emerge as the preferred buyer. CashUp also offers the benefit of no financing contingencies, no appraisal contingencies, and swift closing times, potentially closing in as little as 10 days.
Schedule Now!To qualify for CashUp, applicants should meet the following requirements:
A credit score of 700 or higher.
A debt-to-income ratio of 45% or lower.
A down payment.
For primary residences, a down payment of 10% is required. For second homes, a down payment of 15% is needed, while investment properties necessitate a down payment of 20 to 30%. It's important to note that CashUp cannot be utilized for condos, manufactured homes, or fix-n-flip properties.
CashUp is designed to provide a competitive advantage in tight real estate markets. By submitting a cash offer through CashUp, you increase your chances of capturing a seller's attention, making your bid more enticing. This can be especially beneficial when competing against multiple offers, allowing you to stand out and potentially secure your desired home even if your offer is slightly lower than others.
Schedule Now!Getting started with CashUp is easy! If you're interested in leveraging the power of cash to purchase your dream home, simply click the link below to schedule a one-on-one appointment. During this appointment, we'll discuss your specific CashUp options and guide you through the process. Take the first step towards owning your dream home by exploring the possibilities with Evergreen Home Loans' CashUp program.
Schedule Now!We’ve helped thousands of home buyers just like you. Find out what people are saying about the expert service they’ve found at Evergreen Home Loans!
Your path to ownership is just one click away! Schedule a complimentary consultation now so we can take a look at your specific needs and find the perfect home loan for you!
*This is not a commitment to lend. The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. Otherwise, the loan must be repaid when the last borrower passes away or sells the home. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. <COMPANY NAME> is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. To find a Reverse Mortgage counselor near you, search the HECM Counselor Roster at https://entp.hud.gov/idapp/html/hecm_ agency_look.cfm or call (800) 569-4287
Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees may be assessed and will be added to the loan balance. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan or use other assets to repay the loan in order to retain the property. You should know that a reverse mortgage is a negative amortization loan which means that your mortgage balance will increase while your home equity decreases if you do not make principle and interest payments on your loan. This may make it more difficult to refinance the loan or to obtain cash upon the sale of the home. However, you will never owe more than the home is worth when the loan is repaid.
Getting approved for a CashUp begins with taking a look at your unique situation.
Getting approved for a CashUp begins with taking a look at your unique situation.