Genuine people helping people home—that's who we are at Evergreen Home Loans®. Our passion for impacting lives through home ownership, combined with a commitment to providing high-touch service that's complimented by innovative digital technology, is evidenced by the feedback we receive from our customers.
One of the biggest things home sellers are attracted to is a cash offer. The problem is that most of us don’t have the funds to buy a house with cash. With 'Evergreen Home Loans® Fast as Cash® you can put a CASH OFFER on the home of your dreams.
Fast as Cash® can help you put in a more appealing offer to home sellers, giving you a better chance of securing the home of your dreams.
With Fast as Cash®, you can close on your dream home in as little as 10 days.
Because sellers love cash offers so much, you may even be able to put in a lower bid and still win.
Fast as Cash® allows you to put in an offer with no financing contingencies and no appraisal contingencies.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Guaranteed Rate for current rates. Restrictions apply.
Unlock the Full Potential of Your Mortgage Advisor sales force with WOWMI's Comprehensive Suite of AI-Powered Marketing Tools and Strategies
*PLus, Get free Best selling course for your next loan
*PLus, Get free Best selling course for your next loan
Help to increase brand awareness and generate leads from audience
Help to increase brand awareness and generate leads from audience
Help to increase brand awareness and generate leads from audience
Help to increase brand awareness and generate leads from audience
This result is just an estimate. For a more detailed report Schedule a complimentary consultation today.
This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Guaranteed Rate cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate. Guaranteed Rate, its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.
If you’re looking to buy a new home, nothing beats a cash offer, and with Evergreen Home Loans® Fast as Cash®, YOU can make a cash offer of your very own. To qualify for Fast as Cash, you’ll need a few things.
A credit score of 700 or higher.
A debt-to-income ratio of 45% or lower.
Provide a down payment.
If you’re using CashUp to buy a primary residence you’ll need a down payment of 10%. For a second home you’ll need a down payment of 15%, and for an investment property, you’ll need 20 to 30% down.
CashUp may NOT be used for condos, manufactured homes, or fix-n-flips.
If you’ve got all that, you've got everything you need to put in a CASH OFFER on the home of your dreams!
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.
With Evergreen Home Loans® revolutionary new program, Fast as Cash®, home buyers can finally stand out from the crowd with the power of cash offers! Make them an offer they can’t refuse with Fast as Cash®!
Fast as Cash is an innovative mortgage program offered by Evergreen Home Loans that allows home buyers to submit cash offers for their desired homes. After getting pre-approved for a mortgage with Evergreen, the process involves a private money loan to provide you with the funds needed to make a cash offer on your dream home. Once the home purchase is complete, your loan is refinanced, and you're set up with a manageable monthly mortgage payment, making your dream home a reality.
Schedule Now!The Fast as Cash program offers several key advantages. Most notably, it empowers you to present a cash offer when buying a home, increasing your appeal to sellers—particularly in competitive markets or situations involving multiple offers. The power of a cash offer enhances your chances of securing your dream home. Additionally, the program allows for lower offers to potentially win due to the attractiveness of cash. Fast as Cash also enables you to submit offers with no financing contingencies, no appraisal contingencies, and rapid closing times, potentially as quick as 10 days.
Schedule Now!Fast as Cash is designed to provide a distinct advantage in competitive real estate markets. By utilizing the program to make a cash offer, you stand out to sellers, making your proposal more compelling. This advantage becomes particularly important when competing against other buyers, giving you a stronger chance of securing the home you desire.
Schedule Now!To qualify for the Fast as Cash program, applicants should meet the following requirements:
A credit score of 700 or higher.
A debt-to-income ratio of 45% or lower.
A down payment.
When using Fast as Cash for a primary residence, a down payment of 10% is required. For second homes, a down payment of 15% is necessary, while investment properties mandate a down payment of 20 to 30%.
It's important to note that Fast as Cash cannot be used for condos, manufactured homes, or fix-and-flip properties.
Taking the first steps with the Fast as Cash program is simple! If you're eager to harness the power of cash to purchase your new home, click the link below to schedule a one-on-one appointment. During this appointment, we'll discuss your specific options within the Fast as Cash program and guide you through the process. Begin your journey toward owning your dream home by exploring the possibilities with Evergreen Home Loans' Fast as Cash program.
Schedule Now!We’ve helped thousands of home buyers just like you. Find out what people are saying about the expert service they’ve found at Evergreen Home Loans!
Your path to ownership is just one click away! Schedule a complimentary consultation now so we can take a look at your specific needs and find the perfect home loan for you!
*This is not a commitment to lend. The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. Otherwise, the loan must be repaid when the last borrower passes away or sells the home. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. <COMPANY NAME> is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. To find a Reverse Mortgage counselor near you, search the HECM Counselor Roster at https://entp.hud.gov/idapp/html/hecm_ agency_look.cfm or call (800) 569-4287
Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees may be assessed and will be added to the loan balance. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan or use other assets to repay the loan in order to retain the property. You should know that a reverse mortgage is a negative amortization loan which means that your mortgage balance will increase while your home equity decreases if you do not make principle and interest payments on your loan. This may make it more difficult to refinance the loan or to obtain cash upon the sale of the home. However, you will never owe more than the home is worth when the loan is repaid.
Getting approved for a Fast-as-Cash loan begins with taking a look at your unique situation.
Getting approved for a Fast-as-Cash loan begins with taking a look at your unique situation.