.svg)
How Much Can You Qualify For With A VA Loan?
How Much Can You Qualify For With A VA Loan?
How Much Can You Qualify For With A VA Loan?
Self Employed Home Shoppers Need To Do This Before Applying For A Mortgage
Self Employed Home Shoppers Need To Do This Before Applying For A Mortgage
Self Employed Home Shoppers Need To Do This Before Applying For A Mortgage
76% Of Veterans Aren’t Taking Advantage Of This Huge Benefit
76% Of Veterans Aren’t Taking Advantage Of This Huge Benefit
76% Of Veterans Aren’t Taking Advantage Of This Huge Benefit
The Quickest Way To Get Qualified For A Mortgage When You're Self-Employed
The Quickest Way To Get Qualified For A Mortgage When You're Self-Employed
The Quickest Way To Get Qualified For A Mortgage When You're Self-Employed
This Federal Law Is Helping Heirs Save Their Property By Doing This
This Federal Law Is Helping Heirs Save Their Property By Doing This
This Federal Law Is Helping Heirs Save Their Property By Doing This
How To Prepare to Become a Homeowner If You're A Renter
How To Prepare to Become a Homeowner If You're A Renter
How To Prepare to Become a Homeowner If You're A Renter
Your Landlord Doesn't Want You To Know This Simple Homeownership Secret
Your Landlord Doesn't Want You To Know This Simple Homeownership Secret
Your Landlord Doesn't Want You To Know This Simple Homeownership Secret
The Biggest Myths About Refinancing
How To Know When It's Time To Refinance Your Home
How To Know When It's Time To Refinance Your Home
How To Know When It's Time To Refinance Your Home
3 Types Of Real Estate Investments That Create Cash Flow
3 Types Of Real Estate Investments That Create Cash Flow
3 Types Of Real Estate Investments That Create Cash Flow
3 Products To Help You Find More Buyers
3 Things To Avoid After You Apply For A Loan
3 Things To Avoid After You Apply For A Loan
3 Things To Avoid After You Apply For A Loan
Top 3 Mortgage Options Every Real Estate Agent Should Know For Their First Time Homebuyers
Top 3 Mortgage Options Every Real Estate Agent Should Know For Their First Time Homebuyers
Top 3 Mortgage Options Every Real Estate Agent Should Know For Their First Time Homebuyers
Do This And You Could Pay Off Your Mortgage Faster
Do This And You Could Pay Off Your Mortgage Faster
Do This And You Could Pay Off Your Mortgage Faster
The Top 3 Loan Programs Every First Time Homebuyer Needs to Know About
The Top 3 Loan Programs Every First Time Homebuyer Needs to Know About
The Top 3 Loan Programs Every First Time Homebuyer Needs to Know About
3 Questions First Time Homebuyers Wish They'd Asked Before Buying
3 Questions First Time Homebuyers Wish They'd Asked Before Buying
3 Questions First Time Homebuyers Wish They'd Asked Before Buying
Every Financial Planner Should Be Prepared To Answer These Home Buying Questions
Every Financial Planner Should Be Prepared To Answer These Home Buying Questions
Every Financial Planner Should Be Prepared To Answer These Home Buying Questions
3 Ways Home Refinancing Can Help Extend Your Clients Retirement
3 Ways Home Refinancing Can Help Extend Your Clients Retirement
3 Ways Home Refinancing Can Help Extend Your Clients Retirement
How You Can Avoid Leaving Mortgage Debt Behind After You Die
How You Can Avoid Leaving Mortgage Debt Behind After You Die
How You Can Avoid Leaving Mortgage Debt Behind After You Die
How To Leverage Your Home Equity To Buy More Real Estate
How To Leverage Your Home Equity To Buy More Real Estate
How To Leverage Your Home Equity To Buy More Real Estate
How To Make Sure Your Client's Stay In Their Home After A Divorce
How To Make Sure Your Client's Stay In Their Home After A Divorce
How To Make Sure Your Client's Stay In Their Home After A Divorce
The Secret To Attracting More Clients With These Property Deduction Hacks
The Secret To Attracting More Clients With These Property Deduction Hacks
The Secret To Attracting More Clients With These Property Deduction Hacks
The 3 Things Every Divorce Attorney Should Know About Their Client's Mortgage
The 3 Things Every Divorce Attorney Should Know About Their Client's Mortgage
The 3 Things Every Divorce Attorney Should Know About Their Client's Mortgage
Save Your Clients Money On Their Year End Taxes With These 3 Real Estate Investments
Save Your Clients Money On Their Year End Taxes With These 3 Real Estate Investments
Save Your Clients Money On Their Year End Taxes With These 3 Real Estate Investments
HI, I'M
Leslie Girard
Secure Your Interest Rate
And Your Dream Home.
- Homebuyers looking for lower interest rates
- Homebuyers worried about rate increases
- Homebuyers in competitive markets
Leslie Girard
OUR REVIEWS
We Have Helped Thousands Of Home Buyers!
Genuine people helping people home—that's who we are at Evergreen Home Loans®. Our passion for impacting lives through home ownership, combined with a commitment to providing high-touch service that's complimented by innovative digital technology, is evidenced by the feedback we receive from our customers.
FEATURES & BENEFITS
A better home solution for home buyers and their families.
With Lock-n-Shop®, home buyers can lock their mortgage interest rates for up to 90 days. That way, if interest rates go up by the time you’ve found your dream home, you can still get a mortgage at the lower rates you locked in.
Locked-in rates
Home buyers can lock in their mortgage interest rates, that way, if rates go up during your home search, you’re still in the clear.
Peace of mind
Lock-n-Shop® can give you peace of mind that your budget isn’t going to change due to interest rate hikes.
Increased buying power
By locking your rates, you can actually strengthen your buying power in the market as rates go up.
Simple float down option
If interest rates go down during your lock period, you can still take advantage of the lower rate with a float down option.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Guaranteed Rate for current rates. Restrictions apply.
HOW IT WORKS
Learn more about The Lock-n-Shop® Program
Worried About Rising Interest Rates Ruining Your Home Search? We’ve Got You Covered
.svg)
How Lock-n-Shop® Works
The Many Benefits of Lock-n-Shop®
How to Qualify for Lock-n-Shop®
How to Apply for Lock-n-Shop®
How to get started Evergreen webinar lorem ipsum
Unlock the Full Potential of Your Mortgage Advisor sales force with WOWMI's Comprehensive Suite of AI-Powered Marketing Tools and Strategies
Save Your Spot Now!
*PLus, Get free Best selling course for your next loan
Save Your Spot Now!
*PLus, Get free Best selling course for your next loan
Why you should attend
Help to increase brand awareness and generate leads from audience
Help to increase brand awareness and generate leads from audience
Help to increase brand awareness and generate leads from audience
Help to increase brand awareness and generate leads from audience
CALCULATE
How much will your loan cost?
Enter your loan pricing needs below and we’ll calculate your estimated loan payment.
Your estimated monthly payment
This result is just an estimate. For a more detailed report Schedule a complimentary consultation today.
This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Guaranteed Rate cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate. Guaranteed Rate, its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.
Subscribe for more information about The Lock-n-Shop® Program.
APPLICATION PROCESS
We Simplify The Process, So You Can Maximize Your Results.
With Lock-n-Shop®, home buyers can lock their mortgage interest rates for up to 90 days. That way, if interest rates go up by the time you’ve found your dream home, you can still get a mortgage at the lower rates you locked in. To qualify for Lock-n-Shop®, you’ll need a few things.
Meet Credit Requirements
First, you’ll need to meet the credit requirements for the loan program you plan to use. Lock-n-Shop® is compatible with all Conventional, FHA, VA, and USDA loan options.
Secure a Down payment
Second, you’ll need to have a down payment compatible with the loan program you’re applying for.
Lock-in your Rate
And lastly, you’ll need to choose how long you’d like to lock in your rates for. Buyers have the option to lock their rates for 60, 75, or 90 days.
If you have all that, you’ve got everything you need to lock in your interest rates so you can start shopping with confidence!
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.
SCHEDULE CONSULTATION
Ready to apply for Lock'n'Shop?
.png)
SCHEDULE CONSULTATION
Ready to apply
for Lock-n-Shop®?
Buying a new home in a shifting market can be a stressful process. But with Lock-n-Shop®, you can lock your interest rates, allowing you to shop with confidence so you can find the home of your dreams.
QUESTIONS & ANSWERS
We’re Here To Find You The Answers You Need
Find out what people are saying about us!
We’ve helped thousands of home buyers just like you. Find out what people are saying about the expert service they’ve found at Evergreen Home Loans!
Ready to apply for your home financing loan?
Ready to Partner with Leslie Girard and The Girard Team?
Your path to ownership is just one click away! Schedule a complimentary consultation now so we can take a look at your specific needs and find the perfect home loan for you!
*This is not a commitment to lend. The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. Otherwise, the loan must be repaid when the last borrower passes away or sells the home. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. <COMPANY NAME> is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. To find a Reverse Mortgage counselor near you, search the HECM Counselor Roster at https://entp.hud.gov/idapp/html/hecm_ agency_look.cfm or call (800) 569-4287
Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees may be assessed and will be added to the loan balance. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan or use other assets to repay the loan in order to retain the property. You should know that a reverse mortgage is a negative amortization loan which means that your mortgage balance will increase while your home equity decreases if you do not make principle and interest payments on your loan. This may make it more difficult to refinance the loan or to obtain cash upon the sale of the home. However, you will never owe more than the home is worth when the loan is repaid.
