Cashup By Evergreen
Raise your offer when you make one with CashUp.
Learn More
HI, I’M
Leslie Girard

Here to provide all the guidance and assistance you need so you can buy the home of your dreams.

Your Local Mortgage Expert

Here to provide all the guidance and assistance you need so you can buy the home of your dreams.

100k+
Satisfied Customers

Leslie Girard

NMLS-58461
HI, I’M
Leslie Girard

Your Local
Mortgage Expert.

Here to provide all the guidance and assistance you need so you can buy the home of your dreams.

OUR REVIEWS

We Have Helped Thousands Of Home Buyers!

Genuine people helping people home—that's who we are at Evergreen Home Loans®. Our passion for impacting lives through home ownership, combined with a commitment to providing high-touch service that's complimented by innovative digital technology, is evidenced by the feedback we receive from our customers.

567,123 reviews
From real customers like you
4.9/ 5.0
Average customer satisfaction ratings
See more reviews
Read our lastest reviews from
real customers
icon-goole

“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

Bethlehem, Georgia

09/08/2022
icon-goole

First off Fabion was amazing, he listened to mine and my wife's concerns about refinancing our home because we had heard alot of horror stories about refinancing our home. Fabion walked my wife and I through the whole process, was always by our side every step. He made the whole process effortless and addressed every concern and every question we had along the way. Fabion was always smiling during our refinance as we did a lot of it through video chat which that in itself made it amazing and we are super blessed to have someone so detail oriented to handle our refinance. Fabion is going to be helping us purchase a new home in the near future. We highly recommend Fabion Medhanie if you are looking for a professional to help you refinance or purchase your new home whether it's your dream home or your first home. Fabion will make it an experience worth remembering!!!!“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

Bethlehem, Georgia

09/08/2022
icon-goole

“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

Bethlehem, Georgia

09/08/2022
Our Local Community

35+ Years of Realtor Partnership, Shaping Local Real Estate Communities

Prefer Meeting Face- to face ?
Visit us at 500+ branches

We’re proud of more than 35+ years of serving our customers and excited about the future as we continue to evolve to meet their needs.

Schedule Consultation

35+ Years

of serving our customers

5000+

borrowers across 11 states
Prefer to meet face to face?
Book a consultation today!
EDUCATION

Learn more about your unique buying journey and how we help

First Time Homebuyer

Learn More

Mortgage Management

Learn More

Refinancing

Learn More

Self-Employed

Learn More

Veteran

Learn More

Equity Management

Learn More

Financial Planner

Learn More

Certified Public Accountants

Learn More

Estate Planning Attorney

Learn More

Real Estate Agent

Learn More

Divorce Attorney

Learn More
1000
HOME VALUES

What’s your home worth? Find out right now

One thing we’ve learned over the years is that no two home buyers are the same. But whatever your unique situation is, we’re here to help guide you along the way so you can turn your home buying dreams into a reality.

Get a real world home values estimate in less than two minutes

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

The home values tool provides an estimated market value for your home using data collected from third parties and public records and is intended to provide you with a general value of the property. This is not an official appraised value nor is it the value that Guaranteed Rate, Inc. will rely upon in making a determination of value or in making a lending decision. Guaranteed Rate, Inc. will rely upon the value as provided by a licensed appraiser contracted by the company. The actual appraised value of any property may be higher or lower than the estimated market value provided by the home values tool. All estimations are for informational and educational purposes only, and in no way is any of the data contained herein to be construed as financial, investment or legal advice.

Guaranteed Rate, Inc. does not guarantee the quality, accuracy or completeness of the information provided. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

calculate

Estimate your monthly mortgage payment

Enter your loan pricing needs below and we’ll calculate your estimated loan payment.

Improve the accuracy of your monthly payment estimate by contacting a loan expert.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Your estimated monthly payment

$2,456.00

Breakdown :
Principal and Interest
$1,504.00
PMI
$0.00
Property Taxes
$437
Insurance
$83
HOA Fees
$0.00
Get Quote

This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.

Your actual rate, payment and costs could be higher. Guaranteed Rate cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate. Guaranteed Rate, its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

tESTIMONIALS

Find out what people are saying about us!

We’ve helped thousands of home buyers just like you. Find out what people are saying about the expert service they’ve found at Evergreen Home Loans!

Schedule Consultation

Charity Watkins

Real Estate Agent

Keller Williams Realty

Michelle Ford

Client

James Holcomb

Real Estate Agent

Keller Williams Realty
1000
Schedule Consultation
mobile app

Evergreen Mobile app

In today’s mobile world, you can order food, meet people, and catch rides all with a touch of your finger. Thanks to Evergreen Home Loans™ and The Girard Team, you can now embark on your homebuying journey just as effortlessly.

The evergreen mobile app features :
  • Apply for financing
  • Securely scan and upload requested loan documents
  • Receive notifications from your loan officer or agent
  • Access pre-approval letters
  • Calculate a potential home loan payment
  • Save payment scenarios as you view homes
FAQ

Frequently Asked Questions

Do I need to save for a 20% down payment?
Are Pre-Qualification and Pre-Approval the same thing?
What's the difference between an adjustable and a fixed rate mortgage?
What is Private Mortgage Insurance (PMI)?
Can I access my home equity before I finish paying off my loan?
LET’S GET STARTED!

Ready to apply for your home financing loan?

LET’S GET STARTED!

Ready to Partner with Leslie Girard and The Girard Team?

Your path to ownership is just one click away! Schedule a complimentary consultation now so we can take a look at your specific needs and find the perfect home loan for you!

Leslie Girard

NMLS-58461

*This is not a commitment to lend. The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. Otherwise, the loan must be repaid when the last borrower passes away or sells the home. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. <COMPANY NAME> is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. To find a Reverse Mortgage counselor near you, search the HECM Counselor Roster at https://entp.hud.gov/idapp/html/hecm_ agency_look.cfm or call (800) 569-4287

Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees may be assessed and will be added to the loan balance. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan or use other assets to repay the loan in order to retain the property. You should know that a reverse mortgage is a negative amortization loan which means that your mortgage balance will increase while your home equity decreases if you do not make principle and interest payments on your loan. This may make it more difficult to refinance the loan or to obtain cash upon the sale of the home. However, you will never owe more than the home is worth when the loan is repaid.

Evergreen Home Loans lgirard@evergreenhomeloans.com